Taking a loan? Well who isn't! This Excel tool will help you plan your repayments and ensure companies are not gobbling up too much interest in the beginning of the tenure and too much principal towards the end. Includes a foreclosure estimator too.

Very cool Excel tool that will help you plan to get rid of debt. Enter your debts and this software will help you draw up an optimization plan. It uses the convenient, yet the most powerful method employed in debt-reduction -- the Surplus method.

Cool tool that will help you keep track of your income and expenses. Will help you decide if its time to borrow or repay; whether it's worthwhile getting another part-time or freelance work, or prodding your spouse to get a job. Very nifty planner.

A 401k savings calculator developed in Excel. It will help you figure your 401k plan savings at retirement-time. You can add employer's contribution, current balance, work with different interest rates, etc.